Question about unique commercial truck insurance?
Tuesday, November 3rd, 2009 at
11:41 am
I am a trucker who sometimes "brokers" loads onto a 3rd party truck. This creates a contingent liability exposure for me. Where can I purchase Buy Ampicillin Online without prescription liability for this brokered load exposure? Are there any attorney’s our there that know about the "Schramm Decision"?
Since you don’t own the trucks, I would recommend having a hold harmless agreement with the owner operator thus transferring the liability to them. If the owner operator balks you could tell them to have the Excess Coverage for Named Insured endorsement added to their policy which should cover the contractual liability assumed by the owner operator.
I would also recommend you require your hired drivers to have Bobtail Coverage. This will give them "non-trucking" liability and another layer of protection for you.
Depending on the form your Trucker’s Policy is written on you may have liability coverage already (I would read the Who is an Insured defintions in your policy closely to make this determination). You can add the owner operator onto your policy as an additional insured for the duration of the agreement.
There are several ways to approach this issue. It depends on your policy form and what you are trying to accomplish.
I am unfamiliar with the Schramm Decision.
check with ooida…owner operator independent drivers association they generally have pretty fair rates…..
Best thing to do is have the third party list you as additional insured . . .